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We’re here to make things happen
At SeaWest, we make it easy to manage your money with a savings account, so you can keep your focus on your goals. Enjoy unfettered access to your account from anywhere, land or sea. We’ve got nice tech and even nicer people. We’d love to help you start your next adventure.
- No monthly fees or charges
- Hard-to-beat interest rates
- Federally insured up to $250,000
- 24/7 access to your funds
You’re our #1 priority
As a credit union, we’re not concerned about profits or shareholders. We know that when you succeed, we succeed—that’s why we put all of our focus on our members.
Get started with just $5.00
That's all it takes to open a savings account with us—and enjoy all the benefits of SeaWest, from lower rates to better service.
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Regular & IRA Savings
Description Average Daily Balance Dividend Rate APY* Regular & IRA Savings $0.01 – $99.99 0% 0% Regular & IRA Savings $100 – $2,499.99 0.20% 0.200% Regular & IRA Savings $2,500 – $9,999.99 0.35% 0.351% Regular & IRA Savings $10,000 – $24,999.99 0.50% 0.501% Regular & IRA Savings $25,000 – $49,999.99 0.60% 0.602% Regular & IRA Savings $50,000 – $99,999.99 0.80% 0.803% Regular & IRA Savings $100,000 and above 0.85% 0.853% Rates are subject to change without notice.
*APY = Annual Percentage Yield
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Frequently Asked Questions
Yes. There is a low balance/inactivity fee charged quarterly on savings under $100 or inactive for 6 months (except on minor accounts).
Yes! You can use this account to protect your checking account against overdrafts. That way, if you ever spend more than you have in your checking account, we'll take the money from your savings instead, and you'll avoid expensive overdraft fees. Just let us know if you'd like to opt in.